As such, your money may go a bit farther with a debit or credit card. Fee is determined and assessed by operator of Netspend Reload Network Void in U.S. With Brink's Direct Deposit, you can get paid faster* than a paper check. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. These additional offers are similar to card-linked reward programs, like Amex Offers or Chase Offers. Brink's gives you the peace of mind you deserve. Business Loans for New Businesses: What You Need To Know ? They will tell you how to reload the card. You can see a full range of options, including Automated Clearing House (ACH) Payments and MoneyGram, Visit any of the over 130,000 reload locations in the. All Rights Reserved. Account program, Cardholder must consent to and continue receiving communications from us in electronic form. What is a Brink's money card The Brink's Money Prepaid Mastercard is an award-winning debit card with many rewarding features. Card Account and Savings Account funds are FDIC-insured upon verification of Cardholders How to Negotiate with Creditors for a Lower Debt Settlement, How To Find Auto Insurance That Covers Any Driver, How to Get Cheap Auto Insurance Before You Buy a Car, Complete Guide to Choosing the Best Auto Insurance, What Homeowners Need To Know About Excess Flood Insurance, How to Find Home Insurance that Covers Water Damage, How to Find Home Insurance That Covers Everything, How to Dispute a Home Insurance Claim Settlement, Surprising Things Homeowners Insurance Doesn't Cover, How to Find the Best Whole Life Insurance Policy, Differences Between Whole and Term Life Insurance. The Pay-As-You-Go Plan is the default Plan Fee on the Card Account. These are promotional rates and may change Use of Card Account also subject Brink's secures valuables around the world. (CT) brinksmoneypayroll@brinksinc.com www.brinkspayrollcard.com CompuSafe Customer Support I've never heard of that type of card in the US, nor am I familiar with the California Bank that may clear Brinks US debit card transaction. Plus, use your Brink's Money Prepaid Mastercard to transfer money to your friends or family who have a Brink's Card.2, Conveniently pay your bills over the phone using your Brink's Money Prepaid Mastercard, or take advantage of the bill payment services in the Online Account Center.9. Managing your money wherever, whenever. Is Refinancing Your Student Loan Worth It? identity. Brink's Prepaid Mastercard charges a monthly fee of up to $9.95. Charges a monthly maintenance fee of up to $9.95. No Fee. Ingo The APYs were accurate as of Card use subject to activation and identity verification. - Midnight (CT) Saturday - Sunday: 8 AM. Brinks Preferred Benefits members may choose to open an optional FDIC-insured savings account with Republic Bank & Trust Company. So, whether youre reading an article or a review, you can trust that youre getting credible and dependable information. transfer conducted through a Netspend Customer Service agent. The interest rates and APYs of each tier may change. Brink's US Email: csc-dfw@brinksinc.com Compare its features and fees in our detailed review. 6,000,608 and 6,189,787. Read More Make five (5) transactions of at least $5 in one month for a chance to win, Each additional transaction of at least $5 earns an additional entry, Monthly drawings for $100, $250 and $500 prizes, Get access to your account wherever you are. Any opinions, analyses, reviews or recommendations expressed in this article are those of the authors alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. All other trademarks and service marks belong to their owners. Internal Revenue Service backup withholding at the time of the request to open a Savings Account, the request will be declined. Interest is Instead, you might want to focus on earning a higher credit score with your card if you have less-than-perfect credit. Some prepaid cards require you to provide some personal information, such as your full name, address, date of birth, email, and SSN. This is a third-party fee and is subject to change. There's no minimum spending or maximum rewards. Save time don't wait in line to cash your check, Save money don't pay fees to cash your checks, Access to a Savings Account up to a 5.00% APY. Can You Build Credit With a Prepaid Credit Card? Each purchase will cost $1.50, but the $9.95 monthly plan may save you money depending on how often youll use your card. availability of funds requires payor's support of direct deposit and is subject to the timing of payor's payment instruction. The $10 Purchase Cushion is not an extension of credit; it is a courtesy exercised at our discretion. No cost for online or mobile Account-to-Account transfers between Netspend Cardholders; a $4.95 fee applies to each such No minimum balance necessary to open Savings Account or obtain the yield(s). Because the Payback Points programs terms are a bit vague, its difficult to tell the exact point value. 6,000,608 and 6,189,787. After qualifying, Monthly Plan Cardholders will receive the Reduced Monthly Plan Fee of $5 on their next Plan Fee assessment date. Percentage taken of total check amount. Buying a Mobile Home: What You Need to Know, Compare Motorcycle and ATV Insurance Reviews, Compare Personal Watercraft Insurance Reviews, Considering Renters Insurance? Bankrate.com does not include the entire universe of available financial or credit offers. So you can avoid interest payments, bounced checks, or overdraft fees. What Are Different Types of Credit Cards? At each step of the way, we fact-check ourselves to prioritize accuracy so we can continue to be here for your every next. Just direct deposit $500 or more in payroll or government benefits in a calendar month to your Card Account. There's no interest or late fees because it's not a credit card. Details about bill payment methods are available in the Online Account Center. but you may be able to use the Card for in-store purchase transactions. Take advantage of the convenient features that help take the stress out of managing your money so you can spend time on the important things, like friends, You may opt-out at any time by visiting the Payback Rewards page in your Online Account Center. Compare Credit Monitoring Services Reviews, Top 10 Factors That Affect Your Credit Score, Uncommon Tips & Tricks To Track Your Daily Expenses, Side Jobs You Can Start Today For Extra Cash, Auto Refinance Interest Rates: Complete Guide, When Should You Refinance Your Car Loan - 3 Situations When You Should Refinance. Why Should You Get a Business Credit Card? If Cardholder is subject to Certain products and services may be licensed under U.S. Patent Nos. A fee may also be assessed by a financial institution that is not a Mastercard member financial institution. Bankrate, LLC NMLS ID# 1427381 | NMLS Consumer Access prepaid debit cards and related financial services to the estimated 60 million underbanked consumers in the United States These are some of the most common fees associated with the use of your Card. Fees apply for approved Money in Minutes transactions funded to your card. $2.50 per withdrawal, plus ATM owner fees, if any. Cardholder is responsible for repayment of any negative balance. Netspend is a registered agent of Republic Bank & Trust Company. However, you may be able to earn bonus points at a higher rate if you take advantage of additional limited-time, merchant-specific offers in your Online Account Center. Just a dollar-for-dollar match. Here's how it works: Order a Card To order a Card, provide your name, mailing address and email address. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Managing your money wherever, whenever. Void where prohibited. month instead of paying a fee for every purchase transaction under the Pay-As-You-Go Plan. Domestic ATMs only charge a $2.50 withdrawal fee. Unfortunately, your balance will be constantly nibbled into by the cast of fees that usually come with even the best prepaid cards. ++During checkout, select "CREDIT" on the keypad to make a Signature Purchase, or select "DEBIT" and enter your PIN to make a PIN Purchase. To participate in the Savings Login. For consumers, the Brink's Money card can be used in stores, restaurants and online, and provides access to cash at ATMs around the world. The Brink's Money Prepaid Mastercard gives you the convenience of having a bank debit card. In the US, different routing numbers may apply for different types of transactions and accounts. Use of Card Account also subject to fraud 2Fees for bank transfers are determined by the transferor's bank and may be charged to the transferor's bank account by the service provider or originating bank. See online custom card FAQs and the Fee Schedule in the Cardholder Agreement. Use the Brink's Money Prepaid Mobile App to manage your Card Account on the go and enroll to get text message or email alerts (Message & data rates may apply.) Unapproved checks will not be funded to your card. Purchase transactions for just $5 per month (compared to $9.95), You could be covered when you're a little short with our $10 Purchase Cushion, Access an optional Savings Account that earns up to 5.00% APY, +The Pay-As-You-Go Plan is automatically effective on your Card Account when you first obtain the Card. Card use subject to activation and identity verification. Whether you are filling up your tank, shopping for groceries, or eating a meal with the family, your Brink's Money Prepaid Card is there for you. Our experts have been helping you master your money for over four decades. $4.95 per transfer via Customer Service Agent. Use your card for signature purchase transactions then redeem those points for cash back on your Card Account.4, Add check funds to your Brink's Prepaid Mastercard with the mobile app.5, Checks subject to approval. This card allows you to enroll in direct deposit to get paid up to two days earlier. Bankrate has answers. It may be worth looking into another prepaid credit card with a more straightforward redemption option, such as cash back. Enroll in Brink's Money Payback Points. prevention restrictions at any time, with or without notice. $3.00 per transfer. may affect your credit. See the program FAQs and Terms and Conditions in your Online Account Center for additional Furthermore, there are better prepaid cards that can truly help you establish financial security and provide avenues to graduate to products like the best secured credit cards. Fee 1. to see your driver's license or other identifying information. iPhone. No fee; standard text message or data rates may apply. Should You Hire a Debt Settlement Company or Do It Yourself? Certain restrictions apply; see the program terms and conditions for full details, including point earning and There are no fees for purchases, and the first late fee is even waived (up to $41 after that). The information, including card rates and fees, is accurate as of the publish date. An account inactivity fee is charged if if the card is not used for 90 days. Brink's, Incorporated operates in the State of Texas under DPS License C00550 The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by. No Minimum Balance, No Late Fees - because this is not a credit card This is a third-party fee and is subject to change. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. 6,000,608 and 6,189,787. Nouri Zarrugh is a writer and editor for CreditCards.com and Bankrate, focusing on product news, guides and reviews. Enroll in Direct Deposit to have your paycheck or government benefits onto your Card Account. Refinancing Student Loans, Alternatives To Private Student Loan Forgiveness. Please contact them directly through their website (https://brinkshome.com) or their toll-free number (800-447-9239). Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. Additional transaction fees, costs, terms and conditions may Card may be used everywhere Debit Mastercard is accepted. Most Common Mistakes When Filing Your Taxes, Best Tax Relief Companies with a Money-Back Guarantee, Best Tax Relief Companies with Lowest Fees, Best Tax Relief Companies with Tax Attorneys On Staff, Getting Out of Tax Debt: Strategies and Solutions. transfers between Netspend Cardholders; a $4.95 fee applies to each such transfer conducted through a Brink's Customer Service agent. CTA Banner. SuperMoney.com is an independent, advertising-supported service. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. For a complete list of fees, please refer to the fee schedule in the Cardholder Along with card spending, your most sizable reward opportunities are unlimited $20 referral bonuses if individuals you refer put at least $40 on their cards. The company's mission is to develop ; Use the Brink's Money Prepaid Mobile App to manage your Card Account on the go and enroll to get text message or email alerts (Message & data rates . Because Savings With Direct Deposit, you don't have to wait in line to cash your check, pay checking cashing fees, or worry about a paper check being lost or stolen. As-You-Go Cardholders must enroll in the Reduced Monthly Plan to receive it. Securing cash and valuables since 1859. Certain products and services may be licensed under U.S. Patent Nos. The APYs were accurate as of Recommendation score measures the loyalty between a provider and a consumer. If your identity is partially verified, full use of the Card Account will The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. document.write(theYear); 4% per foreign transaction. See below for Official Rules & complete details. Neither Plan Fee option includes any other fees. Interest is calculated on the Average Daily Balance(s) of the WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. Does Refinancing Your Car Loan Hurt Your Credit Score? The Brinks Mastercard is a prepaid card designed for day-to-day purchases. If you need an account to start building a financial foundation, then the Self is a better option since it reports to the three credit bureaus and may improve your credit mix. person and may be one indicator to the credit type you are eligible for. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. If you wish to change to another Plan, just call 1 (877) 8493249 or visit. Editorial Disclosure: Opinions expressed here are the author's alone, and have not been reviewed or approved by any advertiser. (Residents of the State of Vermont are ineligible to open a Card Account). Rebekah Hovey is an editor with nearly a decade of experience creating and shaping content in finance-related and health care fields. 6,000,608 and 6,189,787. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range can also impact how and where products appear on this site.